If you do a quick search on google for Pet insurance you will find pages of companies enticing you to choose them as your provider. Many of these companies do not provide all details of their plans and that is how many owners pay for not-so-good pet insurance. I have created a guide to Pet Insurance with all the resources to help you navigate to find the best plans.
Do I use Pet Insurance with Aussie?
No, I do not. Australian Cattle dogs do not have any pre-existing conditions that would require major surgeries. Six years ago was a different ball game for dog owners and dog insurance. At the time I got her I could barely afford her, let alone pet insurance. I do not plan to get it anytime soon for Aussie but I believe the need for it is ultimately up to the owners.
What is Pet Insurance?
A plan that covers unexpected injuries/accidents, unexpected illnesses, surgery, medication, tests/diagnostics, and emergency care and exam fees.
Is Pet Insurance Worth It?
Yes- Healthy Pets – some genetics put certain breeds at high risk for diseases. Be Proactive, not Reactive.
Yes- Young Pets – without pre-existing conditions. Although not used as much when younger it may be used later in their life.
What Your Pet Insurance Should Cover?
Emergencies
Orthopeadic Issues
Cancer Treatment
Post-Op Treatment
Pre-existing condition stipulation
End of Life Cost
Deductible/Coverage amount
Make sure you read the fine print when it comes to Pet Insurance. As the things you thought should be covered may not be mentioned in the fine print these include: Dental, Missing Pet, Death caused by accident or illness and Third-party costs. Do your research!
How to Choose the Right Provider?
Review a site that analyzes everything each company has to offer. Make sure you take into consideration your pets egentic factors when considering a plan for them.
I hope you enjoyed this Guide to Pet Insurance, please note I am not a vet, but if you have any questions I am happy to connect you with people who can properly answer your questions about pet insurance. Contact me today!